SBI, PNB & IDBI lead RBI’s list of Indian banks with NPAs

The Reserve Bank of India has released the list of Indian banks and their non-performing assets as of September 30, 2017, the latest period for which financial data is available.

The total non-peforming assets, or bad loans, has risen to 8.37 lakh cr — a burden of around 20,000 for each working person in the country.

Out of Rs 8.37 lakh cr, Rs 6.45 lakh cr is owed by ‘big corporate houses’, the RBI said, while the remaining is owed by smaller industries, farmers, students and others.

Also, out of the Rs 8.37 lakh cr, only 12.3% was owed to private banks with the remaining being owed to public sector banks.

This is despite the fact that private banks account for 31% of all the loans given out in India, indicating higher levels of delinquency and bad loans at government banks.


As expected, the country’s largest lender, State Bank of India, topped the list of banks with NPAs or non-performing loans.

SBI had bad loans of 1.86 lakh cr, or 22.23% of all bad loans in India.

It was followed by Punjab National Bank with 57,630 cr and IDBI Bank with Rs 51,368 cr. Bank of India, Bank of Baroda, ICICI Bank Ltd followed.

At the lower end was Nainital Bank, a public sector bank present in Uttarakhand, Uttar Pradesh and Rajasthan. It had NPAs of 177 cr, followed by the recent entrant to the space Bandhan Bank with 279 cr and DCB Bank with Rs 316 cr.

SBI 186115 CorporationBank 20685 IDFCBank 2002
PunjabNationalBank 57630 SyndicateBank 20177 FederalBank 1949
IDBI 51368 Andhra 19839 SouthIndianBank 1766
BankofIndia 49307 BankofMaharashtra 17239 Karnataka 1716
BankofBaroda 46307 Dena 13201 IndusInd 1345
ICICIBankLtd. 44237 UnitedBank 12893 LakshmiVilas 1278
CanaraBank 39164 IndianBank 9624 TamilnadMercantileBank 1033
UnionBank 38286 HDFCBank 7644 CityUnionBank 780
IndianOverseasBank 34709 Punjab&SindBank 6822 CatholicSyrianBank 621
CentralBank 31641 VijayaBank 6649 RatnakarBank 487
OrientalBankof 26432 KashmirBank 5983 DhanlaxmiBank 389
UCO 24435 KotakMahindraBank 3814 DCBBank 316
AxisBank 22136 Yes 2720 BandhanBank 279
AllahabadBank 21454 KarurVysya 2136 NainitalBankLtd. 177